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Rates and Fees

You will NEVER be charged a fee to submit your application for a payday loan. 

AdvanceCash.com.au is a free service that matches Australians who need a loan with trusted third-party lenders.

Loan Specifics:

  • Loan Amount: Varies from $100 – $1500

  • Length of Loan: Up to 14 days

  • Fees: A $1.00 loan administration fee and a $28.98 broker fee will be applied to every $100 borrowed.

  • Payment Schedule: Full payment on customer’s next payday.


Please take a moment to review the table below to see the exact amount you will repay based on the amount you wish to borrow: 

Rates Example: Borrow $300 for 14 days. The total charge for credit is $89.94. The fee is fixed at a rate of $28.98 per $100 loan, and a $1 loan administration fee. The total repayable is $389.94


Payday Loan Rates - AU

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AdvanceCash.com.au is not a lending or banking institution. The personal information you provide will be provided to a third-party lender to provide you with a loan application and the potential to receive a loan. AdvanceCash.com.au makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. AdvanceCash.com.au may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to $1500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone will qualify.

Terms and Conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on your circumstances and the lender we select. Rates Example: Borrow $300 for 14 days. The average lender's total charge for credit is $89.94.  This includes a $1 loan administration fee and a $28.98 broker fee applied to each $100 you borrow. The total repayable is $389.94. For more information, please visit the rates page.

Cash advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice.

Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.